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Section 01 · Overview

Canadian tax tools, built like an audit working paper.

Hudson Bay Finance ships CRA-cited contribution-room calculators and plain-language guides for Canadian self-directed investors. Hash-verified figures. Formula-certified spreadsheets. Filed from Calgary, Alberta.

Browse the store Open the Tier 1 calculator

Free email-gated · No credit card · Updated for the 2026 tax year

Section 02 · What we do

Four jobs, one folio.

Every page here serves one of four purposes. Nothing else clutters the record.

  1. 01

    Product store

    Free and paid digital tools via Stripe Payment Links — no plugins, no friction.

  2. 02

    Tier 1 calculator

    CRA-cited TFSA / RRSP contribution-room PWA at app.hudsonbayfinance.ca.

  3. 03

    Editorial

    Long-form Canadian finance writing, indexed for Google Canada and AI search.

  4. 04

    YouTube → list

    A clean path from the channel to the email list to the paid catalogue.

Standing statement

Mo Kechout is not a Chartered Professional Accountant. Everything on this site is educational. Cross-check every figure against the Canada Revenue Agency before you act on it.