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Section 01 · Store

Tools, not advice.

Start free with the TFSA contribution-room calculator. Add RRSP, FHSA, and RESP tracking once, for $19.99. The same offline-first engine, built on CRA rules.

Free Product 01
$0

TFSA contribution-room calculator

Track your TFSA contribution room with the timing handled for you, so a mid-year withdrawal and re-contribution don't accidentally push you over your limit. Offline-first, 2026 tax year baked in, no account, no login.

  • Built on the CRA's contribution-room rules, no shortcuts.
  • Offline-first via Service Worker and IndexedDB.
  • Add to Home Screen on mobile for an app-like experience.

See it working

See it working

TFSA 2026

Contribution room remaining

$4,480

Used $2,520 Room $7,000

Last refreshed

App preview. A representative capture; the live app shows your own figures.

Why the timing matters

Why the timing matters

The withdrawal bear-trap

TFSA timing trips people up: pull money out and put it back in the wrong order and you can over-contribute. The app tracks your room and the dates for you, so you know when a re-contribution is safe.

Stay under your RRSP limit

Go past your RRSP contribution limit and you can face a CRA penalty. The app warns you as you approach the line, so a large contribution doesn't cost you at tax time.

Free vs unlock

Free versus unlock

Free versus unlock feature comparison
Feature FreeUnlock
TFSA contribution-room tracking Yes Yes
RRSP, FHSA & RESP tracking No Yes
Engine built on CRA rules, offline, no account Yes Yes
One-time price
Product 02 · one-time · CAD $19.99

Unlock all accounts

One payment adds RRSP, FHSA, and RESP contribution-room tracking to the calculator. Same offline-first engine, built on CRA rules, no account. A one-time unlock, not a subscription.

RRSP FHSA RESP
  • RRSP deduction-limit tracking that warns you before you risk an over-contribution penalty.
  • FHSA lifetime and annual room with carry-forward.
  • RESP lifetime limit with CESG grant tracking.

Sales tax is calculated at checkout by Stripe. One-time payment, verified on your device.

  • Built on CRA rules
  • No account
  • Works offline
  • Unlock verified on-device
  • Built in Calgary
  • YouTube channel

Questions

Common questions

Is this a subscription?

No. One payment of $19.99, unlocked on your device. It never recurs.

Which accounts do I get?

TFSA tracking is free. The unlock adds RRSP, FHSA, and RESP in the same app.

Can I get a refund?

Yes. The unlock has a 30-day money-back policy: email us within 30 days of purchase for a full refund at hbfproducts1@gmail.com.

Is it available in Quebec?

Not at launch. Checkout is available across Canada except Quebec.

Free access

Get the TFSA contribution-room calculator.

Two steps. Enter your email below, then confirm the address from the email we send. The calculator link arrives right after.

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